Same day loans for bad credit

£100 to £5,000 paid out by 11:06pm*

Fast 3 to 36 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Upwards is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Same Day Loans for People with Bad Credit

In keeping with our aim of helping as many people as possible get fast, fair access to short term loans, we have selected lenders that specialise in accepting applications from people with poor credit histories. Using the information you provide in your application, the lenders will take a more rounded approach to your loan, rather than simply focusing on a credit score. As such, direct lenders are much more likely to approve applications for bad credit same day loans than banks and other traditional lenders. This is reflected in the fact that 95% of everyone who successfully completes our application process is accepted by a lender to continue their application.

Same loans for bad credit questions:

Q1 – Is a bad credit same day loan right for you?
Q2 – How quickly will a same day loan arrive?
Q3 – What are the repayment periods for same day loans?
Q4 – How quickly will a decision be made on a same day loan?

With more opportunity now available to people with poor credit, there is a whole selection of loans specially designed for them. One example is same day loans for bad credit. These loans enable you to get quick, easy access to money when you need it. People who are looking for a bad credit loan should be aware that the interest rates on offer will be higher and should not be used as a long-term financial solution. At Upwards, all of the direct lenders on our panel specialise in providing same day bad credit loans, using soft search technology we can provide an instant decision on your application and once approved the lender will send the cash to your account on the same day.

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Get your money by 11:06pm

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

How quickly will a same day loan arrive?

What makes bad credit same day loans so useful is that they can be applied for very quickly, with the money often in your account in just 15 minutes* of being approved. They are therefore very useful in situations in which you find yourself suddenly requiring additional funds. With many of our lenders offering quick loans for bad credit that are paid the same day as you apply, we are confident that we can help you find the right bad credit loan.

Because same day bad credit loans are often smaller in amount than more traditional loans, their repayment periods are often much shorter, between 3 and 12 months. This means you can often pay back the money you borrow in just months; making them perfect for people not wishing to be tied down to a long-term loan. The APR’s for these loans are higher as they are repaid in less than 1 year. For the customer looking to borrow larger amounts of money, for loans up to £5,000 you can spread the repayments up to 36 months, giving a great deal of flexibility and fitting with customers with lower monthly budgets.
By applying for a same day loan with bad credit, it is obvious that speed is important. Understanding this, we will help you make a quick comparison of the best loans deals for you and get a decision within seconds, such is the power of our technology. This almost instant decision means you can get approved for a loan faster than ever before, with the money in your bank usually within 15 minutes* of being approved.
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
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