Can you get a guaranteed payday loan?
When looking for a loan, it is natural to focus on those advertising the highest likelihood of being approved, such as guaranteed payday loans. Unfortunately, the truth is not as clear-cut. This means that whilst most lenders will do everything they can to help you get a loan, there are still various criteria that must be met before your application is approved. This includes passing a legally-required credit check. As such, whilst you may see advertisements for guaranteed payday loans by lenders or brokers, they are not being entirely truthful with you.
Thankfully, there are options for people wanting to increase their chances of getting the loan they need. Therefore, whilst we may not offer a guaranteed payday loan, we guarantee to do everything we can to ensure your loan gets approved. Firstly, we will use the information you provide us to compile a list of the most appropriate lenders and loans matching your specific requirements. This includes highlighting those lenders most likely to approve your application. When you have decided which lender is the most suitable, your application will be processed incredibly fast. Once fully approved, the money will often be in your account in approximately 15 minutes*.
The approximate interest for borrowing £100
Upwards is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender. Rates between 9.3% APR and 1294% APR – your no obligation quote and APR will be based on your personal circumstances – we compare short-term loans from over 50 lenders to get you the best APR possible for you. Loan term lengths from 3 to 36 months.
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Understanding that people with bad credit still require loans in times of emergency, we will do everything we can to help you get the money you need. However, this does not mean that we will claim to offer guaranteed payday loans for people with bad credit in the UK just to get your attention. Whilst our lenders specifically look at helping people with poor credit, there is, of course, no guarantee that you will be approved. Also, all lenders are legally required to perform a credit check.
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What we do to increase your chances of getting the money is enable you to check which lenders are most likely to say yes before you apply. Therefore, whilst we cannot offer bad credit payday loans with guaranteed approval, we can ensure that you have the very best choice of lenders to choose from and also the best opportunity of being approved before you even apply.
By making the process as simple as possible, and helping you get in touch with lenders who strive to offer loans to people with bad credit, an incredible 95% of everyone who comes to us looking for a loan and completes the application process are approved. This figure is even more remarkable when taking into account we seek to help those who traditionally struggle to be approved for such loans. As a broker, we do not charge for our services; helping to ensure you repay the least amount possible. Regulated by the FCA, we are a fully-licensed money broker. As such, you can rest assured that we only recommend money lenders that are licensed and reputable.