£5,000 loan with instant online decision

Borrow £5,000, paid out by 8:59pm*

Fast 3 to 36 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Upwards is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

£5,000 Loans – everything you need to know

Have you been declined for a £5,000 loan and don’t know what to do next? If you have a less than perfect credit history, getting a loan can be difficult. Banks and Building Societies are still not providing loans to customers who may have a bad credit ratingt. So where do you go next? Upwards work with direct lenders who specialise in providing loans to customers with a low credit score. Our ‘soft search technology allows us to search for the best £5,000 from our panel of lenders for you without impacting your credit score.

Taking out a £5,000 loan is obviously a big deal, and the amount you pay back each month needs to be affordable. Upwards offer repayment terms ranging from 3 to 36 months, meaning no matter what your budget, we can find the right loan for you. If you are unsure whether you will be accepted, try our ‘Eligibility Checker’, which only takes a minute to complete.

Try our No Obligation Eligibility Checker

Get your money by 8:59pm

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Borrow £5,000 with an instant decision

Understanding that needing to borrow money is often sudden and very stressful, we strive to give all customers a decision instantly from the best lender for your circumstances after they have applied – helping you get a better view of your options as quickly as possible. With a simple application process, instant decisions and the money paid into your account within 15 minutes* of being approved, we and our lenders do everything we can to provide you with the help and funds you need as soon as possible. There are a variety of repayment plans, each of which is designed to help you choose the best plan for you.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Your Loan Starts Here

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Hold up, before you go...

Have you tried our FREE Eligibility Checker?

  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
Try it nowNo Thanks, I'm Good
Hold up, before you go..