£400 loan with instant online decision

Borrow £400, paid out by 10:54pm*

Fast 3 to 12 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

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Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Upwards is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

Small, fixed-amount £400 loans

The availability of smaller short-term loans has seen a continued rise in popularity. Reflecting this, lenders offer loans of varying amounts, including £400 loans. Such small loans are often designed to be repaid quickly, but also feature a variety of repayment plans, providing you with even more flexibility. Striving to let you borrow £400 quickly, these loans allow you to find a fast solution to those unexpected times you suddenly find yourself needing a small amount of cash.

£400 loan questions:

Q1 – What can you borrow £400 for?
Q2 – Can I get a £400 loan if I’m a student?
Q3 – How quickly do I have to repay the loan?
Q4 – How quickly will the money be in my bank?

Understanding that such emergencies can happen to anyone, our lender partners offer £400 payday loan to those who may worry they are ineligible for such funds. Simple to apply for and available in a variety of sizes and formats, short-term loans can be incredibly flexible, enabling you to get the perfect loan for your needs. Whether it is for emergency bills, sudden repairs to your home or to cover other debt, the loan can be for whatever you need at the time, however, credit should not be taken unless needed.
Short term loans for students have increased in popularity in recent years due to a lack of alternatives. Many banks offer longer-term loans and overdrafts but customers looking for short term loans may consider these types of finance not suited to their needs. Upwards work with a variety of lenders who offer loans to students and the soft search and quick payout times make them an alternative work considering.
At Upwards, the lenders that we work with offer a range of repayment terms. Typically, for smaller amounts such as £400, the repayments options range from 3 to 12 months, but some may allow you the option of repaying over longer periods.

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Eligibility Check

How quickly will the money be in my bank?

Building on such flexibility, all of the products our lenders offer are available very quickly – often enabling you to get the money you need almost instantly, and which is very different to traditional loans that could often take days before being approved. As such, these quick loans can provide important peace of mind in stressful situations with cash in your bank account in as little as 15 minutes* Furthermore, by being a fixed amount, you can ensure you only borrow the exact amount you need, this includes a £400 loan for people suffering from bad credit rating and those requiring a short-term loan, or a £400 payday loan.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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