£200 Loan with instant online decision

Borrow £200, paid out by 5:14am*

Fast 3 to 12 month loans.

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered
Quick Eligibility Check

Our online Eligibility Checker is free and takes 60 seconds. Find out if you’ll be approved with no credit footprint.

Will you be approved?

Representative APR 49.9%.

Representative Example: £1200 borrowed for 18 months. Total amount repayable £1628.28 in 18 monthly instalments of £90.46. Total Interest £428.28. Interest Rate 49.9.% pa (variable). Rates between 9.3% APR and 1294% APR - your no obligation quote and APR will be based on your personal circumstances. Loan term lengths from 3 to 36 months. Subject to lender's requirements and approval. *Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Upwards is a registered trading name of Upward Finance Limited which is an Introducer Appointed Representative of Flux Funding Limited, who are a credit broker, not a lender.

£200 loans – a simple way to get the money you need

Applying for a £200 loan has never been simpler. At Upwards you can complete one simple application and we do the rest. We work with a panel of lenders offering payday loans ranging from £200 or even higher. We can get a decision for you virtually instantly from a lender who is willing to lend you £200. We can even find you a £200 instalment loan if you prefer to spread the repayments over a few months.

At Upwards we know that searching and applying for short-term loans can be a minefield. As a fully regulated credit broker, we work with a whole host of lenders that offer £200 loans. Using our ‘soft search’ technology we can find the best loan for you without affecting your credit rating.

If you are looking to borrow £200, it is likely that you require the money urgently. With that in mind all of the direct lenders that we work with will offer an instant decision on your application. If you are approved you could have the money in your bank within 15 minutes.*

Try our No Obligation Eligibility Checker

Get your money by 5:14am

Find out your chances of being approved for a loan, without leaving a footprint on your credit file. Totally free and no obligation to apply.

Eligibility Check

Can I borrow £200 if I have bad credit?

Many of the direct lenders who offer £200 loans will cater to customers who have had some credit problems. We have a great ‘Eligibility Checker’ to give you some guidance on your likelihood of being accepted for a £200 bad credit loan. The lenders on our panel specialise in providing bad credit payday loans to customers even if they have a very bad credit score

  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

Ready for a quick loan?

Apply for £100 - £5,000 in 60 Seconds
  • 60 Second
    Application
  • Instant Decision
  • No Fees,
    Ever!
  • All Credit Scores
    Considered

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Have you tried our FREE Eligibility Checker?

  • Only takes 2 minutes to complete
  • No impact on your credit score
  • Get an instant, no obligation quote
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